Terms &
Conditions

Ready to Die LLC is a technology and education company that helps individuals and families organize important information, understand estate planning concepts, and connect with estate planning resources and professionals.

Ready to Die is not a law firm, accounting firm, financial advisory firm, or licensed fiduciary. We do not provide legal, tax, financial, or investment advice, nor do we represent you in legal matters. Your use of the Services does not create an attorney-client, accountant-client, fiduciary, or other professional relationship.

Our educational materials and templates have been reviewed by licensed estate planning attorneys, but that review does not constitute legal advice or create an attorney-client relationship with you. If you need legal, tax, financial, or estate planning advice, consult a qualified professional licensed in your jurisdiction.

You must be at least 18 years old and capable of forming a binding contract to use the Services. By using the Services, you represent that you meet these requirements and that all information you provide is accurate and complete.

You're responsible for safeguarding your account credentials and for every activity that occurs under your account. Notify us immediately at rip@readytodie.rip if you suspect any unauthorized use. We may suspend or terminate accounts that violate these Terms or that pose a risk to us, other users, or third parties.

The Services include guided document tools (such as wills and trust templates), the Vault (a private place to store messages, videos, letters, photos, and instructions for delivery to designated recipients after your death), and related educational content. The Services may evolve, change, or be discontinued in whole or in part at our discretion.

Documents and templates we provide are generic educational starting points. Whether a particular document is legally valid, enforceable, or appropriate for your circumstances depends on your jurisdiction, your facts, and how you execute it (witnesses, notarization, filing, etc.). You are solely responsible for confirming validity and proper execution.

The Vault allows you to upload personal content and designate recipients to receive that content after your death. Delivery depends on triggers you configure (such as confirmed-death procedures and check-ins) and on the accuracy of recipient contact information you provide. We make commercially reasonable efforts to deliver Vault content as configured but cannot guarantee delivery, timing, or receipt, and we are not liable for failed, delayed, or partial delivery.

You are responsible for keeping your Vault and recipient information up to date and for ensuring the legality of the content you upload. Don't upload anything you don't have the right to share.

Some Services require payment. Prices are shown before purchase and processed by third-party payment processors. By purchasing, you authorize us (and our processor) to charge your payment method for the amounts shown, plus any applicable taxes.

Subscriptions renew automatically until cancelled. You can cancel at any time; cancellation stops future renewals but does not refund the current term unless required by law or stated otherwise at purchase. One-time document purchases are generally non-refundable once the document has been generated or downloaded.

You retain ownership of everything you upload to the Services ("Your Content"). You grant us a limited, worldwide, royalty-free license to host, store, transmit, back up, and display Your Content solely to operate and provide the Services to you and your designated recipients. We do not sell, rent, or distribute Your Content. We do not use Your Content to train AI models.

You agree not to:

• Use the Services to violate any law or another person's rights.
• Upload malware, illegal content, or anything you don't have rights to.
• Impersonate anyone or misrepresent your identity, age, or affiliation.
• Attempt to access accounts, data, or systems you're not authorized to access.
• Scrape, reverse-engineer, or otherwise interfere with the Services.
• Use the Services to harass, threaten, or harm others, living or dead.

The Services, including our software, design, text, graphics, logos, and the "Ready to Die" brand, are owned by Ready to Die LLC or its licensors and protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Services for personal, non-commercial purposes. Nothing else is granted by implication.

The Services may rely on or link to third-party services (payment processors, email and SMS providers, identity verification, cloud storage, etc.). Their terms and privacy practices govern your use of those services, and we are not responsible for them.

The Services are provided "as is" and "as available." To the maximum extent permitted by law, Ready to Die disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Services will be uninterrupted, error-free, secure, or that any document generated through the Services will be legally valid, enforceable, or sufficient for any particular purpose. Estate planning rules vary by jurisdiction and change over time.

To the maximum extent permitted by law, Ready to Die and its officers, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, data, goodwill, or other intangible losses, arising out of or related to your use of the Services.

Our total aggregate liability for any claim arising out of or related to the Services will not exceed the greater of (a) the amount you paid us in the twelve months before the claim, or (b) one hundred US dollars (USD $100).

You agree to indemnify and hold harmless Ready to Die LLC and its officers, employees, and affiliates from any claim, demand, or damages (including reasonable attorneys' fees) arising out of your use of the Services, Your Content, your violation of these Terms, or your violation of any law or third-party right.

You may stop using the Services at any time. We may suspend or terminate your access at any time for any reason, including suspected violation of these Terms. Sections that by their nature should survive (ownership, disclaimers, limitations, indemnity, dispute resolution) will survive termination.

These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-law rules. You and Ready to Die agree to resolve any dispute exclusively in the state or federal courts located in Delaware, and you consent to personal jurisdiction there. You waive any right to participate in a class action against us; disputes must be brought in your individual capacity.

We may update these Terms from time to time. If we make material changes, we'll notify you (e.g., by email or in-product notice) before they take effect. Continued use of the Services after the effective date means you accept the updated Terms.

Questions about these Terms? Email rip@readytodie.rip.